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Planning for the Future: Why You Should Review Your Mortgage in 2026
January is a natural reset. You check your goals, your budget, and what you want the year to look like. If you have a mortgage, this is also the perfect time to ask a simple question: does your deal still suit your life? Across Central and South Scotland, many...
Investing Money 2
The GLOBAL markets just now are all on a low probably stemming from low...
Investing to get something like 14.51% a year
When anyone advertises fund performance the Financial Conduct Authority lays down the ground rules...
Investing, is straightforward – right?
I don’t doubt that many people will think that investing is relatively...
MAP Newsletter – Quarter 4 2021
Check out the latest financial insights for the last quarter of 2021 using the reader below. If...
Moving Pensions
Moving a defined contribution pension (DC) is not as easy as some clients think, because advisers...
Apathy
The biggest danger that I see all the time – and almost in every direction is...
Asset Allocation
Asset allocation is the phrase used by financial professionals and might sound fancy – but all it...
‘Aren’t you the client’?
Somewhere in the mists of time the relationship between advisers and their respective firms and...
Change
Everyone it seems ignores change, but in my opinion, the only thing that is guaranteed – apart...
Investment Risk
Let me say first of all that when anyone invests money there WILL BE SOME RISKS INVOLVED. How much...
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