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Change

Everyone it seems ignores change, but in my opinion, the only thing that is guaranteed – apart...

Investment Risk

Let me say first of all that when anyone invests money there WILL BE SOME RISKS INVOLVED. How much...

The Cost of Investing

I had a recent case, where a potential client asked me to look at her pension and give her advice...

Pensions and Tax

It’s easy enough to recommend a pension to people and mention the fact that the Govt gives you tax...

Pension Planning

When it comes to planning for a pension, it is easy enough for us as advisers to say this that and...

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