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Trends in Investing

The one thing you always need to look out for when investing are the trends…and there are quite a few! First of all, you have to keep in mind the areas which are available to invest in. Over the years, we have seen funds for Technology, Financials, Healthcare,...

Achieving a future pension

One of the big challenges people have is trying to figure out what size of a pension they “might” come out with when they retire. The problem is that this can be over a long time, hence the confusion. MAP has developed a simplified cash flow model, shown below, which...

Setting and achieving financial goals

Now we are into 2018, how many people actually made new year resolutions? You may think this can be too woolly, especially when you make some and never achieve them. It is different in financial services, especially when done through MAP. Let us start with possibly...

How to invest sensibly

As we aim to start the new year on a positive note, we are focussing on achieving goals. When it comes to investments, this can only be done by careful and diligent investing. Now it may seem easy to some people, but having done this for quite a number of years now,...

Pension Tax Free Cash

One thing which has not changed for a long time is the tax free cash (TFC) which someone can take from their personal pension. For a long time, the maximum has been 25% of the value of the fund at the time of taking it. The earliest age you can take this is age 55,...

Financial Scams

Where there is easy money to be made, you will always find someone wanting to steal it from you. It appears some scams are “back”, although to be honest, we doubt if they went away in the first place. They probably lay fallow for a short time to allow people to forget...