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Pension Planning

When it comes to planning for a pension, it is easy enough for us as advisers to say this that and the next thing, but nothing is better than giving people some kind of estimate to work to. Admittedly estimates like this have to be used with caution because you will...

Investing to get value for money

I don’t doubt for a minute that everyone but everyone wants value for money – that’s a given. Few people though would actually know what it was even if it hit them in the face. I would bet that most people would look at cost – to see if they could get value for money,...

Life Insurance

Most people will (or at the very least SHOULD) have some life insurance, and bear in mind that this only pays out on death, whereas Income Protection Insurance (IPI) pays out if you cannot work, and pay-outs can go up to 2/3rds of normal income – so these are very...

Investing money today

I was recently approached by one of my long-standing clients about an investment that they had done with another adviser a while back, and they were not terribly satisfied with what the other adviser had done as the returns from the investment were poor. Now we can...

Planning your Finances

When someone thinks of planning, they may very well imagine that this involves a lot of technical stuff that is beyond them, but I would suggest that this is where an IFA comes in. An individual can then do the framework of what he or she wants, and the IFA would then...

Tax Planning – April 2021

Andrew Singleton shares some considerations on tax planning, Money Advice and Planning’s network of independent financial advisers are able to assist with your tax planning needs. SALARIES You may think that this is a strange one to put in for tax planning, but...