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The Cost of Investing

I had a recent case, where a potential client asked me to look at her pension and give her advice on what she could do with it. It was worth just over £600,000 and so was a sizeable pot, and my recommendation was to put this onto the investment platform that we use...

What kind of pension can you expect from your pension fund

One of the big challenges that people have is trying to figure out what they “might” come out with a pension when they retire, and the problem here is that this can be over a long time – hence the confusion. M A P has developed a simplified cash flow model which...

MAP Newsletter – Quarter 3 2021

Check out the latest financial insights for the third quarter of 2021 using the reader below.   If the above reader does not display correctly, you can access the newsletter by clicking...

What does planning actually mean?

When someone thinks of planning, they may very well imagine that this involves a lot of technical stuff that is beyond them, but I would suggest that this is where an IFA comes in.     It never ceases to amaze me how many people do not do any planning and are then...

Pensions and Tax

It’s easy enough to recommend a pension to people and mention the fact that the Govt gives you tax relief on all contributions, but when it’s time to start withdrawing from your pension when you retire – they start to take it all back, and this is what a lot of people...