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Moving Pensions

Moving a defined contribution pension (DC) is not as easy as some clients think, because advisers invariably have to do a fair bit of groundwork, and it’s not as simple to merely fill in a form and off you go. What any adviser needs to do if they are looking at a...

Apathy

Home » Archives for October 2021 The biggest danger that I see all the time – and almost in every direction is APATHY. On a few occasions when I have been asked to transfer money from a self-invest platform to our advised platform, I come across cases where people...
Asset Allocation

Asset Allocation

Asset allocation is the phrase used by financial professionals and might sound fancy – but all it is – is a spread of investments. When I place a persons investment money into funds, it’s common sense that you don’t put them all in the one area. Say for example I was...

‘Aren’t you the client’?

Somewhere in the mists of time the relationship between advisers and their respective firms and networks has in some cases sadly eroded. Advisers themselves treat their clients with respect and professionalism building a binding long-term trust between both parties....

Change

Everyone it seems ignores change, but in my opinion, the only thing that is guaranteed – apart from death and taxes of course – is that EVERYTHING WILL CHANGE. This is not a maybe or a might but WILL change. What I have never understood is why people invest money and...