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Apathy

The biggest danger that I see all the time – and almost in every direction is APATHY. On a few occasions when I have been asked to transfer money from a self-invest platform to our advised platform, I come across cases where people have made their investments some...
Asset Allocation

Asset Allocation

Asset allocation is the phrase used by financial professionals and might sound fancy – but all it is – is a spread of investments. When I place a persons investment money into funds, it’s common sense that you don’t put them all in the one area. Say for example I was...

‘Aren’t you the client’?

Somewhere in the mists of time the relationship between advisers and their respective firms and networks has in some cases sadly eroded. Advisers themselves treat their clients with respect and professionalism building a binding long-term trust between both parties....

Change

Everyone it seems ignores change, but in my opinion, the only thing that is guaranteed – apart from death and taxes of course – is that EVERYTHING WILL CHANGE. This is not a maybe or a might but WILL change. What I have never understood is why people invest money and...

Investment Risk

Let me say first of all that when anyone invests money there WILL BE SOME RISKS INVOLVED. How much depends on the individuals choices and approach. Let me explain.  ALL investments have risks involved and as you can imagine – some risks are higher than others. What we...