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How many funds I use for investing

Home » Insights » Page 9 When you invest any money, then you need to take into account:- What other areas you are going to invest in How much you are going to invest in other areas and how does this balance with the total approach When you invest in any fund, you...

What is a fund?

A Managed Fund is run by an investment manager and usually concentrates on something specific – whether it is UK equities, global equities, a technology fund etc. All the investments that they make will be along the same theme. The investment fund will in many cases...

2021 Budget Review

After a year of Covid-19 restrictions, the 2021 Budget had a lot of ground to cover. There has been considerable speculation over how the extra expense of the furlough scheme, funding the NHS and supporting those out of work would be paid for. It was also questionable...

New Tax Year Planning Pt. 2

In our second post about tax planning ahead of the new tax year, we look at income sharing, pension contributions, ISAs and Capital Gains. Income Sharing Always try and share income (if possible) between spouses, and so perhaps keep one or both of you out of 40% tax....

New Tax Year Planning Pt. 1

In the first of two posts about tax planning, ahead of the new tax year, we look at how you can use salaries, dividends and pensions to maximise tax-free income. Salaries You may think this is a strange one to put in for tax planning, but it is an obvious one, and...

Tax Planning for Spouses

Capital As mentioned in a separate article in our January 2019 Professional Newsletter, as transfers between husband and wife are ignored for Capital Gains Tax (CGT) purposes, why not use this as much as you can to reduce a clients’ tax bill for any gains? Pensions...