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Brexit – How to approach it?

Quite a few of our clients are asking us what is going to happen with Brexit. The simple answer is, we haven’t a clue, but then again no-one does. What we would add though is that where clients have money invested on a platform, the challenges presented by Brexit are...

Are your clients getting the right financial advice?

Reading the national and financial press recently, it is very apparent that a lot of people don’t know where to turn for financial advice. With most Financial Services providers having withdrawn from having a local presence, and the ongoing onslaught of bank closures...

Tax planning is not just about tax reliefs

When I plan out a person’s retirement strategy, some people have commented that it’s not just about pensions, and to me that is correct. Retirement planning should be about pensions and ISAs; both are important. Putting money into a pension is logical, as you...

Working the Stockmarkets

I suppose the headline of this article could be a bit misleading because I believe that no-one can actually work the markets; it’s usually the other way about – the markets work you! This is a basic principle of how we invest any client’s money – we always take a good...

Offering solutions, not products

What do you think of when you hear the term ‘Financial Adviser’? Does it conjure up the image of someone trying to sell you as many financial services products as possible – life insurance, pensions and savings plans, to name the most common –...