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Tax Year-End Tips

by | Mar 29, 2018 | Insights

Part of any planning is to take the relevant steps at the right time. We don’t intend to give you lots of words on each and every thing you need to look out for, although we do list them below. The main thing is that if you don’t plan, it could cost you a lot of...

Why getting the right advice is so important

by | Mar 29, 2018 | Insights

Establishing a relationship with an Independent Financial Adviser (IFA) you can trust to handle all of your financial needs is critical to achieving your financial goals. Not all Financial Advisers are the same, so you must beware! The two main types of financial...

Defined Benefit Transfers and Pension Freedoms

by | Mar 29, 2018 | Insights

One item to make the headlines recently, for all the wrong reasons, was the transfer out of British Steel pensions (a defined benefit or DB scheme) into Personal Pensions (PPs) or Self-Invested Personal Pensions (SIPPs). The reason they hit the headlines was because...

The Markets

by | Feb 23, 2018 | Insights

When we were about to start writing this piece about the stock markets, we were going to talk about how placid they had been for some time, and had been showing good growth. Then they fell…a lot! On January 15th, the FTSE100 reached a high of 7,777, and now at...

Pension Cashflow Forecasting

by | Feb 23, 2018 | Insights

We always find that when we ask a client what he or she is likely to get from their pension, they have no idea. People can tell you what they would like, but whether they have enough or not is another thing…until now. The Pensions Dashboard is a government...